Waterdrops and Glass Gems

1. Create your waterdrop or Gems and Fill it with any color.

2. Add Layer Filters: Bevel and Emboss, Inner Shadow and a very soft Drop Shadow.

3. Select you shape (Hold CTRL+CLICK on the layer image), then turn off the Shape Layer (Click on the eye).

4. Select your background image and distort your selection using the Liquify Filter (Choose the Bloat Tool). You can use >Filter>Distort>Spherize instead.

5. Bring back the shape Layer and turn Fill Opacity to 0% for a clear glass effect.

6. To leave some of the color, adjust the Fill Opacity.